Connect users to their financial data
Get started today with 100% API-based, user permissioned data access to power your products and innovate your use cases.
GROWING NETWORK
Akoya was built to serve all players in open finance
Our data access network is inclusive of the entire financial services industry and serves fintechs, data aggregators, and financial institutions. We are connected to 4,300+ financial institutions and securely power 7,000+ apps.
Fintech solutions
Whether you’re looking to connect your users to their data or align with open banking requirements, Akoya’s solutions for data recipient customers can help.
Secure data access
Power your use case with financial data access directly from leading financial institutions and core providers.
Compliant data sharing
Make your user data available to authorized third parties in a secure way that complies with open banking regulations.
Industry backed
Akoya is trusted by the largest banks and brokerages in the United States. All network participants are vetted and follow the same rules.
Developer focused
Self-service Data Recipient Hub with dedicated Support Center, best practices, and a rich library of test data.
Data dependability accuracy
OAuth-based connections enable consistent network uptimes from authorized data sources. Expect uniform data with consistent coverage across products.
Network security
Akoya holds a SOC 2 Type 2 certification and is NIST and FIPS-140 compliant. All network participants meet rigorous security requirements that are reviewed regularly.
What our customers say
Frequently asked questions
What does Akoya do for fintechs?
Akoya gives you secure, permissioned access to consumer financial data from 4,500+ financial institutions through one connection, one agreement, and one partnership. No screen scraping, no bank-by-bank contracts.
Which financial institutions can I connect to?
Akoya's network covers the majority of the largest banks and brokerages in the country, along with major core banking providers that extend the network to thousands of community banks and credit unions nationwide.
What data can I access through Akoya?
The core categories of consumer financial data your app needs, including balances, transactions, account and investment details, customer information, payment credentials, and statements, all in a common format. Build once, and get consistent, predictable data no matter which institution it's coming from.
What use cases does Akoya support?
Akoya supports account opening, personal and business financial management, lending and credit enhancement, payment enablement, and wealth management and investing, and as you expand, you can add new use cases under your existing agreement, subject to its terms.
Can I test Akoya before going live?
Yes. Sign up for a free, self-service sandbox account and start building against test data immediately, no sales call required. When you're ready to go live, you'll submit a production access request and complete onboarding, which includes a security screening and a signed agreement.
Why use Akoya instead of building direct integrations?
One integration replaces the work of building and maintaining a separate connection to every financial institution, using standardized APIs across the entire network.
Does Akoya change my user experience?
No. Users authenticate directly with their financial institution inside your own consent flow, so your product keeps its branding from start to finish. Akoya never inserts its own branding into your experience, and works behind the scenes to strengthen and streamline that consent flow.
What security standards does Akoya meet?
Akoya holds SOC 2 Type 2 certification and is NIST and FIPS-140 compliant, and every network participant is vetted against the same security requirements.
How is Akoya priced?
Production pricing is split into two tiers based on connection volume: Standard for under 10,000 connections, and Enterprise for over 10,000 connections. The sandbox is free either way. See the API pricing page for current rates.
How do I get started?
Create a free sandbox account, explore the API docs, and request production access when you're ready to go live.
Featured resources
Your customers' AI agents are coming. Will you be able to see them?
Real involvement makes or breaks open finance
Open finance, fully activated
What AI doesn't know about your audience
Beyond APIs: The strategic value of data out in open finance
Open finance is a program, not a project
The foundation beneath smarter credit: why infrastructure determines who gets access
How leading institutions are closing the open finance strategy gap
Get started
Try our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready.
