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    PAYMENTS

    Payments API: Secure, permissioned ACH & RTP payments

    Secure and user-permissioned account data. Leverage tokenized credentials and OAuth‑based APIs to enable ACH and real‑time payments. 

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    Payments hero

    Secure, reliable ACH & RTP payments 

    Akoya’s Payments API delivers secure, user‑permissioned access to ACH and RTP credentials, powering seamless, account‑to‑account payments. With tokenized identifiers, OAuth integration, and sandbox tools, enable fast, reliable payments today.

    View documentation
    Secure, reliable ACH & RTP payments
    PAYMENTS

    How the Payments API works

    All use cases
    Account opening icon

    Account opening

    Enable instant identity verification for new account openings without micro-deposits. 

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    Payment enablement icon

    Payment enablement

    Validate account information to authorize account-to-account payments. 

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    PAYMENTS

    100% user-permissioned APIs 

    Akoya’s Payments product allows your users to verify their accounts and authorize account-to-account payments through permissioned APIs. Built on the Akoya network, Payments ensures a seamless developer experience, easy integration, and provides relevant, reliable data that meets the latest FDX specifications. 

    All API products
    PAYMENTS

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    Transactions

    Provide users with seamless access to transaction data, including amounts, dates, and descriptions, across account types. 

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    Customers

    Access verified contact information on file at your users financial institutions. 

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    Get started

    Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready. 

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    Read API docs