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    PAYMENTS

    Payments API: Secure, permissioned ACH & RTP payments

    Secure and user-permissioned account data. Leverage tokenized credentials and OAuth‑based APIs to enable ACH and real‑time payments. 

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    Payments hero

    Secure, reliable ACH & RTP payments 

    Akoya’s Payments API delivers secure, user‑permissioned access to ACH and RTP credentials, powering seamless, account‑to‑account payments. With tokenized identifiers, OAuth integration, and sandbox tools, enable fast, reliable payments today.

    View documentation
    Secure, reliable ACH & RTP payments
    PAYMENTS

    How the Payments API works

    All use cases
    Account opening icon

    Account opening

    Enable instant identity verification for new accounts, no micro-deposits.

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    Payment enablement icon

    Payment enablement

    Validate account details to securely enable account-to-account payments. 

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    PAYMENTS

    100% user-permissioned Payments API 

    Akoya’s Payments product lets users verify accounts and authorize account-to-account transactions through secure, permissioned APIs. Built on the Akoya network, Payments ensures easy integration, reliable data, and alignment with the latest FDX specifications.

    All API products
    PAYMENTS

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    Transactions

    Access transaction data, including amounts, dates, and details, across all account types.

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    Customers

    Access verified contact details and information on file at users’ financial institutions.

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    Start accessing real-time Payments data today

    Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready. 

    Sign up
    Read API docs