Balances

Secure access to financial account balances

Balances are primary financial data associated with accounts that reflect recent account updates and financial actions taken by the account holder. Akoya is most commonly used to access bank and brokerage account data, but if permissioned by the user, other information can also be shared, including:

Credit score data
Asset information
Business accounting data
Credit limits
Due dates
Interest rates
Rewards balances

{
  "depositAccount": {
  "accountId": "g833202fb0866d0ad83472c429",
    "accountType": "CHECKING",
    "accountNumberDisplay": "xxxxxxxx0071",
    "currency": {
      "currencyCode": "USD"
    },
    "description": "Checking Plus",
    "fiAttributes": [
         {
          "name": "accountOpenedDate",
          "value": "2020-04-23"
         },
         {
          "name": "interestPaidLastYear",
          "value": "3.20"
         }
    ],
    "nickname": "Nickname Checking Plus 0071",
    "productName": "Checking Plus",
    "status": "OPEN",
    "lineOfBusiness": "Personal",
    "balanceType": "ASSET",
    "interestRate": 0.0125,
    "interestRateType": "FIXED",
    "interestRateAsOf": "2022-03-24T14:15:22Z",
    "lastActivityDate": "2022-03-24T14:15:22Z"
    "currentBalance": 106717.06,
    "availableBalance": 106717.06,
    "balanceAsOf": "2022-03-24T14:15:22Z"
  }
}

Akoya’s Balances product

{
  "depositAccount": {
  "accountId": "g833202fb0866d0ad83472c429",
    "accountType": "CHECKING",
    "accountNumberDisplay": "xxxxxxxx0071",
    "currency": {
      "currencyCode": "USD"
    },
    "description": "Checking Plus",
    "fiAttributes": [
         {
          "name": "accountOpenedDate",
          "value": "2020-04-23"
         },
         {
          "name": "interestPaidLastYear",
          "value": "3.20"
         }
    ],
    "nickname": "Nickname Checking Plus 0071",
    "productName": "Checking Plus",
    "status": "OPEN",
    "lineOfBusiness": "Personal",
    "balanceType": "ASSET",
    "interestRate": 0.0125,
    "interestRateType": "FIXED",
    "interestRateAsOf": "2022-03-24T14:15:22Z",
    "lastActivityDate": "2022-03-24T14:15:22Z"
    "currentBalance": 106717.06,
    "availableBalance": 106717.06,
    "balanceAsOf": "2022-03-24T14:15:22Z"
  }
}