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    TRANSACTIONS

    Transactions API: Secure access to user transaction data

    Allow your users to securely retrieve transaction data, including amounts, dates, and descriptions, across account types with up to two years of history. 

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    Transactions hero

    Enable users to view their financial activity

    Akoya’s Transactions API provides developers with permissioned access to reliable transaction data across multiple account types. Retrieve up to two years of transaction history, including amounts, dates, and descriptions, through secure, OAuth-based connections.  

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    Enable users to view their financial activity
    TRANSACTIONS

    Use cases powered by the Transactions API

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    Lending & credit enhancement icon

    Lending & credit enhancement

    Access bank or brokerage data to better inform lending decisions. 

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    Business Financial management icon

    Business financial management

    Give businesses the ability to aggregate their financial accounts in one place. 

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    Wealth Management & Investing icon

    Wealth management & investing

    Enable users and financial advisors to collate investments, assets, and other held-away account information for one sweeping financial picture. 

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    get even more from transactions

    Deeper enrichment with the Transactions API 

    Go beyond raw transaction data. The Transactions API offers enrichment features that provide: 

    • Merchant details (name, logo, website, location)
    • Multi-level transaction categorization
    • Frequency and recurrence insights for subscription or bill payments
    • Payment processor data 

    Transactions enrichment enhances accuracy, reduces disputes, and gives users clearer financial insights — all in real time, with data sourced only from trusted, consumer-authorized connections. 

    Read the infosheet
    TRANSACTIONS

    Related API products

    Accounts and investments icon

    Accounts & Investments

    Enable users and their financial advisors to access detailed information on underlying holdings and positions of investment accounts. 

    Learn more
    Balances icon

    Balances

    Enable your users to access balances for bank accounts, credit cards, loans, investments, and more. 

    Learn more

    Get started with the Transactions API

    Explore Akoya’s self-service sandbox for developers. Sign up for a free account to test the Transactions API with sample data and move to production when you’re ready. 

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    Read API docs