Instant bank account verification for
account opening
Enable secure, instant bank account verification so users can open new accounts quickly without micro-deposits.
Empower users to open new financial accounts
Give users a frictionless start when opening new accounts. With instant bank account verification, you can reduce fraud risk and confirm user identities in real time.
Akoya’s user-permissioned APIs make it easy to integrate into your onboarding flow so users can move money with confidence from the very first transaction.
How it works
Authorized connection
Secure authentication
Permissioned data provided
Underlying products
Balances
Give users access to balances for bank accounts, credit cards, loans, investments, and more.
Customers
Access verified contact details and information on file at users’ financial institutions.
Payments
Enable users to make secure ACH and Real-Time Payments (RTP) with all required identifiers.
100% permissioned APIs
Akoya provides secure, permissioned
APIs that keep user credentials and financial data safe.
Seamless developer experience
bank account verification to onboarding flows with Akoya SDKs.
Easy integration
Integrate once and skip the hassle
of maintaining multiple custom connections or one-off builds.
Reliable data
Access real-time, accurate data to verify accounts instantly and let users open accounts faster.
Featured resources
The open finance API stack: Securely access financial data with Akoya
How DecisionLogic uses Akoya to fuel real-time credit insights and scalable growth
Why transparency, trust, and APIs win
Why APIs are the growth engine fintechs can’t afford to ignore
Future-proof your open finance strategy
How to build for growth and inclusion
Driving fintech growth with smarter data access strategies
Open finance without a mandate: a strategic business case
Get started with instant bank account verification
Explore Akoya’s self-service sandbox and set up a free account to test with sample data and start onboarding customers faster.
