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    ACCOUNT OPENING

    Instant account verification for
    account opening

    Provide instant account verification for new account openings without micro-deposits. 

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    Empower users to open new financial accounts

    Provide a seamless experience for users as they open new accounts. To prevent fraud, verifying your users’ identities is a critical first step. By integrating with Akoya, you can access identity verification for account opening quickly and securely. This ensures your users can begin initiating fund transfers without unnecessary friction. 

    Empower users to open new financial accounts
    ACCOUNT OPENING

    How it works

    Authorized connection

    A user wants to connect a checking account at their financial institution to pay with a new payment app.​ The app provides an institution selection screen to allow the user to select their financial institution.

    The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
    A user wants to connect a checking account at their financial institution to pay with a new payment app.​ The app provides an institution selection screen to allow the user to select their financial institution.

    The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.

    Secure authentication

    Permissioned data provided

    ACCOUNT OPENING

    Underlying products

    Balances icon

    Balances

    Enable your users to access balances for bank accounts, credit cards, loans, investments, and more. 

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    Customers icon

    Customers

    Access verified contact information on file at your users' financial institutions. 

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    Payment Enablement

    Payments

    Empower your users to make ACH payments and Real-Time Payments (RTP) with the necessary identifiers. 

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    ACCOUNT OPENING

    Integrating with Akoya

    See all use cases
    Grant Code

    100% permissioned
    APIs

    HDI

    Seamless
    developer experience

    Light

    Easy
    integration

    Consent

    Reliable
    data

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    Get started

    Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready. 

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    Read API docs