LENDING & CREDIT ENHANCEMENT

Smarter lending and credit decisions

Access secure bank or brokerage data to better inform lending and credit decision making. 

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Enable users to securely apply for new lines of credit 

Provide a seamless experience for users as they apply for new credit lines. Verifying your users’ identities and checking their financial statements is a critical first step. By integrating Akoya, you can securely access the necessary data to inform account verification, asset verification, credit scoring and modeling, deposit verification, employment verification, fraud prevention, lending, and underwriting. 

Enable users to securely apply for new lines of credit
LENDING & CREDIT ENHANCEMENT

How it works

LENDING & CREDIT ENHANCEMENT

Underlying products

Balances icon

Balances

Enable your users to access balances for bank accounts, credit cards, loans, investments, and more. 

Customers icon

Customers

Access verified contact information on file at your users' financial institutions. 

Transactions icon

Transactions

Give your users seamless access to transaction data, including amounts, dates, and descriptions, across account types. 

LENDING & CREDIT ENHANCEMENT

Integrating with Akoya

Grant code icon

100% permissioned
APIs

HDI icon

Seamless
developer experience

Easy integration icon

Easy
integration

Consent icon

Reliable
data

Featured resources

Webinars

Open banking webinar: Transforming lending and member experience for credit unions

A panel of industry experts will discuss how the banking activity data available through open banking can be used..
Featured

Understanding the role of open finance platforms

Open finance is revolutionizing the financial services industry by giving consumers more control over their data..
Webinars

Understanding open finance platforms - Making the right choice for your financial institution

Open finance is rapidly evolving and with it come opportunities and challenges. With the multiple approaches..
Open Finance

Akoya and FDX: Advancing secure open finance solutions

At Akoya, we are committed to empowering consumers to manage their finances with greater choice, control, and..
Open Banking

Streamlining third-party risk management for open banking

As banks and credit unions prepare for the compliance deadlines in the CFPB's Section 1033 Final Rule on Personal..
CFPB 1033 Compliance

Reducing complexity in Open Banking regulatory compliance

With the issuance of the CFPB 1033 final rule in late October 2024, the countdown to Open Banking compliance has..
Webinars

1033 compliance is a complex issue that demands a multifaceted solution.

This on-demand webinar will offer critical insights on how to align risk, compliance, legal, product, and..
CFPB 1033 Compliance

How Akoya’s managed services help ensure CFPB 1033 rule compliance

Financial institutions have begun their efforts to comply with the Consumer Financial Protection Bureau’s Section..

Get started

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