Smarter lending and credit decisions
Access secure bank or brokerage data to better inform lending and credit decision making.
Enable users to securely apply for new lines of credit
Provide a seamless experience for users as they apply for new credit lines. Verifying your users’ identities and checking their financial statements is a critical first step. By integrating Akoya, you can securely access the necessary data to inform account verification, asset verification, credit scoring and modeling, deposit verification, employment verification, fraud prevention, lending, and underwriting.
How it works
Authorized connection
The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
Secure authentication
The user agrees to terms and conditions set by their financial institution and authorizes the specific data to be shared with their app.
The user agrees to terms and conditions set by their financial institution and authorizes the specific data to be shared with their app.
Permissioned data provided
Underlying products
Balances
Enable your users to access balances for bank accounts, credit cards, loans, investments, and more.
Customers
Access verified contact information on file at your users' financial institutions.
Transactions
Give your users seamless access to transaction data, including amounts, dates, and descriptions, across account types.
Integrating with Akoya
100% permissioned
APIs
Seamless
developer experience
Easy
integration
Reliable
data
Featured resources
Streamlining third-party risk management for open banking
Reducing complexity in Open Banking regulatory compliance
How Akoya’s managed services help ensure CFPB 1033 rule compliance
Final CFPB 1033 rule: Challenges and opportunities for financial institutions
Preparing for CFPB Section 1033 compliance: Is your financial institution ready?
Simplify CFPB Section 1033 compliance
Section 1033 compliance for financial institutions
How Akoya protects consumer financial data
Get started
Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready.