LENDING & CREDIT ENHANCEMENT

Smarter lending and credit decisions

Access secure bank or brokerage data to better inform lending and credit decision making. 

Lending & credit enhancement Hero

Enable users to securely apply for new lines of credit 

Provide a seamless experience for users as they apply for new credit lines. Verifying your users’ identities and checking their financial statements is a critical first step. By integrating Akoya, you can securely access the necessary data to inform account verification, asset verification, credit scoring and modeling, deposit verification, employment verification, fraud prevention, lending, and underwriting. 

Enable users to securely apply for new credit
LENDING & CREDIT ENHANCEMENT

How it works

Protect consumers (1)
Protect consumers (2)
Protect consumers (4)
LENDING & CREDIT ENHANCEMENT

Underlying products

Dollar

Balances

Enable your users to access balances for bank accounts, credit cards, loans, investments, and more. 

customers

Customers

Access verified contact information on file at your users' financial institutions. 

Transactions icon

Transactions

Give your users seamless access to transaction data, including amounts, dates, and descriptions, across account types. 

LENDING & CREDIT ENHANCEMENT

Integrating with Akoya

Grant Code

100% permissioned
APIs

HDI

Seamless
developer experience

Light

Easy
integration

Consent

Reliable
data

Featured resources

Featured

Streamlining third-party risk management for open banking

As banks and credit unions prepare for the compliance deadlines in the CFPB's Section 1033 Final Rule on Personal..
CFPB 1033 Compliance

Reducing complexity in Open Banking regulatory compliance

With the issuance of the CFPB 1033 final rule in late October 2024, the countdown to Open Banking compliance has..
CFPB 1033 Compliance

How Akoya’s managed services help ensure CFPB 1033 rule compliance

Financial institutions have begun their efforts to comply with the Consumer Financial Protection Bureau’s Section..
CFPB 1033 Compliance

Final CFPB 1033 rule: Challenges and opportunities for financial institutions

In our webinar, "It’s time to act. Prioritize CFPB 1033 compliance for your customers," Open Banking experts from..
CFPB 1033 Compliance

Preparing for CFPB Section 1033 compliance: Is your financial institution ready?

In the first webinar of our Open Banking Compliance series, “1033 Compliance is a Significant and Ongoing Expense...
CFPB 1033 Compliance

Simplify CFPB Section 1033 compliance

Financial institutions like banks and credit unions are facing mounting pressure and scrutiny as the Consumer..
CFPB 1033 Compliance

Section 1033 compliance for financial institutions

Open Banking Compliance Series On a scale of 1 - 10, how ready are you for Open Banking? As we move towards a more..
Data Security

How Akoya protects consumer financial data

Akoya helps keep consumer financial data safe. Our team is dedicated to helping consumers more efficiently manage..

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