PAYMENT ENABLEMENT

Seamless payments with Akoya’s secure APIs

Validate account information via secure APIs to authorize account-to-account payments.

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Payment enablement Hero

Verify user information for payment initiation

Enable users accounts for seamless fund deposits or withdrawals via automated clearing house (ACH) or real-time payments (RTP). Akoya supports the tokenization of account and routing numbers through The Clearing House’s Secure Token Exchange to facilitate funds transfers.

Verify user information for payment initiation

How it works

Authorized connection

A user wants to connect a checking account at their financial institution to pay with a new payment app. The app provides an institution selection screen to allow the user to select their financial institution.

The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.

A user wants to connect a checking account at their financial institution to pay with a new payment app. The app provides an institution selection screen to allow the user to select their financial institution.

The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.

Protect consumers (1)

Secure authentication

Permissioned data provided

Protect consumers (1)

Protect consumers (2)

Protect consumers (4)

PAYMENT ENABLEMENT

Underlying products

Dollar

Balances

Enable your users to access balances for bank accounts, credit cards, loans, investments, and more.

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customers

Customers

Access verified contact information on file at your users' financial institutions.

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Payment Enablement

Payments

Empower your users to make ACH payments and Real-Time Payments (RTP) with the necessary identifiers.

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PAYMENT ENABLEMENT

Integrating with Akoya

100% permissioned
APIs

Seamless
developer experience

Easy
integration

Reliable
data

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