Verify and connect accounts with confidence
Deliver a seamless payment experience with real-time account verification. Confirm ownership directly with banks to reduce fraud and eliminate the need for manual checks and micro-deposits. Enable fast, secure ACH and RTP transactions through verified data.
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Enhance payment security with tokenization
Once an account is verified, Akoya enables secure tokenization to protect account data. Unique encrypted tokens replace account numbers, authorizing payments safely and reducing fraud risk and compliance burden, while ensuring faster, trusted transactions.
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Underlying products
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Balances
Give users access to balances for bank accounts, credit cards, loans, investments, and more.
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Customers
Access verified contact details and information on file at users’ financial institutions.
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Payments
Enable users to make secure ACH and Real-Time Payments (RTP) with all required identifiers.
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100% permissioned APIs
Akoya is built on secure, consumer-permissioned APIs to protect user credentials and ensure compliance.
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Seamless developer experience
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Easy integration
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Reliable data