Seamless payments with Akoya’s secure APIs
Validate account information via secure APIs to authorize account-to-account payments.
Verify user information for payment initiation
Enable users accounts for seamless fund deposits or withdrawals via automated clearing house (ACH) or real-time payments (RTP). Akoya supports the tokenization of account and routing numbers through The Clearing House’s Secure Token Exchange to facilitate funds transfers.
How it works
Authorized connection
The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
Secure authentication
The user agrees to terms and conditions set by their financial institution and authorizes the specific data to be shared with their app.
The user agrees to terms and conditions set by their financial institution and authorizes the specific data to be shared with their app.
Permissioned data provided
Underlying products
Balances
Enable your users to access balances for bank accounts, credit cards, loans, investments, and more.
Customers
Access verified contact information on file at your users' financial institutions.
Payments
Empower your users to make ACH payments and Real-Time Payments (RTP) with the necessary identifiers.
100% permissioned
APIs
Seamless
developer experience
Easy
integration
Reliable
data
Featured resources
Open banking webinar: Transforming lending and member experience for credit unions
Understanding the role of open finance platforms
Understanding open finance platforms - Making the right choice for your financial institution
Akoya and FDX: Advancing secure open finance solutions
Streamlining third-party risk management for open banking
Reducing complexity in Open Banking regulatory compliance
1033 compliance is a complex issue that demands a multifaceted solution.
How Akoya’s managed services help ensure CFPB 1033 rule compliance
Get started
Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready.