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    PAYMENT ENABLEMENT

    Seamless payments with Akoya’s secure APIs

    Validate account information via secure APIs to authorize account-to-account payments. 

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    Verify user information for payment initiation 

    Enable users accounts for seamless fund deposits or withdrawals via automated clearing house (ACH) or real-time payments (RTP). Akoya supports the tokenization of account and routing numbers through The Clearing House’s Secure Token Exchange to facilitate funds transfers. 

    Verify user information for payment initiation

    How it works

    Authorized connection

    A user wants to connect a checking account at their financial institution to pay with a new payment app.​ The app provides an institution selection screen to allow the user to select their financial institution.

    The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.
    A user wants to connect a checking account at their financial institution to pay with a new payment app.​ The app provides an institution selection screen to allow the user to select their financial institution.

    The app then captures consent to receive access to the checking account before redirecting the user back to their financial institution to log in.

    Secure authentication

    Permissioned data provided

    PAYMENT ENABLEMENT

    Underlying products

    Balances icon

    Balances

    Enable your users to access balances for bank accounts, credit cards, loans, investments, and more.

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    Customers icon

    Customers

    Access verified contact information on file at your users' financial institutions. 

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    Payments icon

    Payments

    Empower your users to make ACH payments and Real-Time Payments (RTP) with the necessary identifiers.

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    PAYMENT ENABLEMENT

    Integrating with Akoya

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    100% permissioned
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    Easy
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    Reliable
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    Get started

    Explore our self-service sandbox for developers. Set-up a free account to access test data and move to production when you’re ready. 

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