PERSONAL FINANCIAL MANAGEMENT

Power personal financial management use cases

Allow your users to aggregate all their personal financial accounts in one place. 

Provide users with total personal financial management 

Empower your users with a complete view of their financial lives through personal financial management (PFM). With Akoya, you can securely aggregate permissioned data from a wide range of financial institutions creating a single, trusted source for user’s complete financial picture. Deliver trusted PFM experiences such as monitoring spending patterns, creating budgets, managing savings goals, and reducing debt all within a single, user-friendly solution. 

Provide users with a consolidated view of their finances
PERSONAL FINANCIAL MANAGEMENT

How it works

PERSONAL FINANCIAL MANAGEMENT

Underlying products 

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Balances

Enable your users to access balances for bank accounts, credit cards, loans, investments, and more. 

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Accounts & Investments

Provide users and their financial advisors access to detailed information on underlying holdings and positions of investment accounts. 

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Transactions

Give your users seamless access to transaction data, including amounts, dates, and descriptions, across account types. 

PERSONAL FINANCIAL MANAGEMENT

Integrating with Akoya

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100% permissioned APIs

Akoya powers personal financial management through fully permissioned APIs that protect user credentials.
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Seamless developer experience

Our platform gives developers a smooth path to build PFM capabilities into their apps.
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Easy integration

With our easy-to-use SDKs, add PFM without building or maintaining one-off connections.
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Reliable data

Depend on accurate, real-time information to deliver trusted PFM experiences.

Featured resources

Featured

The open finance API stack: Securely access financial data with Akoya

As fintech apps continue to reshape how consumers manage and invest their money, access to high-quality,..
Case study

How DecisionLogic uses Akoya to fuel real-time credit insights and scalable growth

DecisionLogic is redefining how lenders evaluate creditworthiness. As a pioneer in real-time bank account..
Open Finance

Why transparency, trust, and APIs win

For banks and credit unions of all sizes, open finance, when strategically implemented, creates a tremendous..
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Why APIs are the growth engine fintechs can’t afford to ignore

As innovation continues to accelerate, a key driver is quietly reshaping how fintechs operate: API-based data..
Webinars

Future-proof your open finance strategy

It’s time all consumers know what data they’re sharing, and with whom, across every financial institution and not..
Open Finance

How to build for growth and inclusion

In today’s financial landscape, open finance is no longer a future concept; it’s a present-day imperative. The..
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Driving fintech growth with smarter data access stragies

As the industry moves beyond legacy methods like screen scraping and OFX, API-based connections have become the..
Open Finance

Open finance without a mandate: a strategic business case

The recent uncertainty around the timeline of CFPB’s 1033 Rule has left many financial institutions questioning..

Test your personal financial management use case

Try Akoya’s self-service sandbox today. Create a free developer account to test personal financial management use cases with sample data, then go live when you are ready.