PERSONAL FINANCIAL MANAGEMENT

Power personal financial management use cases

Allow your users to aggregate all their personal financial accounts in one place. 

Provide users with total personal financial management 

Empower users with full personal financial management (PFM) through secure, permissioned data aggregation.
With Akoya, connect to multiple institutions for a single, trusted financial picture—helping users track spending, budgets, and goals with ease.

Provide users with a consolidated view of their finances
PERSONAL FINANCIAL MANAGEMENT

How it works

PERSONAL FINANCIAL MANAGEMENT

Underlying products 

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Balances

Give users access to balances for bank accounts, credit cards, loans, investments, and more.

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Accounts & Investments

Provide users and their advisors with detailed information on holdings and positions of investment accounts. 

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Transactions

Access transaction data, including amounts, dates, and details, across all account types.

PERSONAL FINANCIAL MANAGEMENT

Integrating with Akoya

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100% permissioned APIs

Akoya powers personal financial management through secure, fully permissioned APIs.

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Seamless developer experience

Our platform gives developers an easy path to build PFM features directly into their apps.
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Easy integration

Use our simple SDKs to add PFM capabilities without building or maintaining one-off connections.

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Reliable data

Access accurate, real-time data to deliver secure and trusted PFM experiences.

Featured resources

Featured

The open finance API stack: Securely access financial data with Akoya

As fintech apps continue to reshape how consumers manage and invest their money, access to high-quality,..
Case study

How DecisionLogic uses Akoya to fuel real-time credit insights and scalable growth

DecisionLogic is redefining how lenders evaluate creditworthiness. As a pioneer in real-time bank account..
Open Finance

Why transparency, trust, and APIs win

For banks and credit unions of all sizes, open finance, when strategically implemented, creates a tremendous..
Open Finance

Why APIs are the growth engine fintechs can’t afford to ignore

As innovation continues to accelerate, a key driver is quietly reshaping how fintechs operate: API-based data..
Webinars

Future-proof your open finance strategy

It’s time all consumers know what data they’re sharing, and with whom, across every financial institution and not..
Open Finance

How to build for growth and inclusion

In today’s financial landscape, open finance is no longer a future concept; it’s a present-day imperative. The..
Webinars

Driving fintech growth with smarter data access strategies

As the industry moves beyond legacy methods like screen scraping and OFX, API-based connections have become the..
Open Finance

Open finance without a mandate: a strategic business case

The recent uncertainty around the timeline of CFPB’s 1033 Rule has left many financial institutions questioning..

Test your personal financial management use case

Try Akoya’s self-service sandbox. Create a free developer account to test personal financial management use cases and go live anytime.