March 13, 2024
Consumer privacy is essential for open banking
Emily, a young professional new to the city, is facing her first major hurdle: unexpected car repairs. To pass the state…
Open finance blog
July 24, 2025
Why APIs are the growth engine fintechs can’t afford to ignore
As innovation continues to accelerate, a key driver is quietly reshaping how fintechs operate: API-based data access.
January 26, 2024
A consumer's guide to Open Finance
Personal financial management has evolved rapidly in the past few years. The user experience provided by financial technology…
January 9, 2024
Safeguard data through access control security models
Todays’ IT and data infrastructures are highly distributed and spread across a vast, innumerable array of services, devices,…
November 21, 2023
Account number tokenization: The next phase of consumer protection
Digital payment markets across the globe continue to rise. We see significant growth and usage in the U.S., particularly with the…
November 7, 2023
The role of purposeful friction in Open Finance
The success of fintechs in the past decade can be attributed, in large part, to their ability to remove friction from user…
October 12, 2023
Instant ACH verification and meeting consumer expectations
For fintech companies trying to offer innovative payment services and options to consumers, relying on the ACH network feels…
September 19, 2023
The expansion of account ownership validation methods
As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website1. With online financial services being a…
August 29, 2023
Instant account verification with Akoya
Methods such as micro-deposits, void checks, and bank statements have long been cornerstones for verifying the authenticity of…
August 9, 2023
A consumer-first approach to account linking
For over two decades, companies have grappled with finding a safe way for consumers to share access to their financial data with…
July 26, 2023
Product design to add value across the network
By Ryan Magalhaes, Product Designer at Akoya
July 19, 2023
Akoya’s commitment to data security & privacy
A common adage among cybersecurity professionals is that when it comes to data breaches, it’s not a matter of if, but when.…
May 24, 2023
Customer centricity: How we prioritize customers through design
By Ajay Chaudhary, UX Designer at Akoya