In today’s financial landscape, open finance is no longer a future concept; it’s a present-day imperative. The financial institutions that prioritize open…
Todays’ IT and data infrastructures are highly distributed and spread across a vast, innumerable array of services, devices,…
Digital payment markets across the globe continue to rise. We see significant growth and usage in the U.S., particularly with the…
The success of fintechs in the past decade can be attributed, in large part, to their ability to remove friction from user…
For fintech companies trying to offer innovative payment services and options to consumers, relying on the ACH network feels…
As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website1. With online financial services being a…
Methods such as micro-deposits, void checks, and bank statements have long been cornerstones for verifying the authenticity of…
For over two decades, companies have grappled with finding a safe way for consumers to share access to their financial data with…
By Ryan Magalhaes, Product Designer at Akoya
A common adage among cybersecurity professionals is that when it comes to data breaches, it’s not a matter of if, but when.…
By Ajay Chaudhary, UX Designer at Akoya
To address various commerce needs, the U.S. has a plethora of payment methods available. ACH (Automated Clearing House), Same…
With data sharing between banks, financial institutions, and third-party applications on the rise, enabling technologies…