Connect your users to their financial data
Enable financial planning and budgeting tools, investment management, payment enablement, account opening, lending, credit enhancement, and more with Akoya.
Akoya is trusted across the open finance ecosystem
Get the data you need reliably
Enable instant account opening and funding without micro-deposits.
Substantial API coverage across financial account types
Akoya is adding new financial institutions continually to ensure data coverage for all offered use cases.
Percentages and account totals are based on FDIC data, Nilson Reports, and internal research.
A new approach to Open Finance
OAuth-based connections enable consistent network uptimes from authorized data sources. Expect uniform data with consistent coverage across products.
How users permission their data through Akoya
Emily wants to connect a fintech app to her accounts at her fictional bank, Mikomo.See the process
Emily is redirected by the fintech app to Akoya where the fintech and Mikomo ids are validated.See the process
Akoya redirects Emily to Mikomo Bank and Emily authenticates on the Mikomo Bank site.
Emily does not provide her login information to anyone but her financial institution.See the process
Mikomo Bank presents Emily’s account list for selection and permissioning to her fintech app.
Emily approves account selection and permissions access to whichever accounts she wants to share.See the process
Akoya redirects Emily back to her fintech app.See the process
Akoya connects the fintech app with Emily's permissioned data.See the process
Mikomo Bank returns data to Akoya, who passes the data to the fintech app.
Emily sees the permissioned account data.See the process
Our network model offers more efficient pricing
Costs are tailored and based on anticipated API volumes. Tiered pricing is available for increased volume passed through Akoya. Get in touch with us for more details.