As innovation continues to accelerate, a key driver is quietly reshaping how fintechs operate: API-based data access.
In today’s financial landscape, open finance is no longer a future concept; it’s a present-day imperative. The financial…
The recent uncertainty around the timeline of CFPB’s 1033 Rule has left many financial institutions questioning whether now is…
The terms "open banking" and "open finance" are often used interchangeably, as if they have the exact same meaning. But here’s…
Open finance is revolutionizing the financial services industry by giving consumers more control over their data and increased…
At Akoya, we are committed to empowering consumers to manage their finances with greater choice, control, and convenience by…
For over 20 years, the financial services industry has thrived on innovation fueled by data access. Consumers have embraced…
Personal financial management has evolved rapidly in the past few years. The user experience provided by financial technology…
Digital payment markets across the globe continue to rise. We see significant growth and usage in the U.S., particularly with the…
The success of fintechs in the past decade can be attributed, in large part, to their ability to remove friction from user…
For fintech companies trying to offer innovative payment services and options to consumers, relying on the ACH network feels…
As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website1. With online financial services being a…