July 19, 2024
Privacy in Open Banking
Hear from industry leaders on privacy in open banking and how to prepare your organization for the release of the CFPB rule…
Open finance blog
July 16, 2026
What AI doesn't know about your audience
AI is making content work faster: reinforcing style guidance, accelerating audits, drafting documentation. The goal is simple. Free people up from repetitive…
June 25, 2024
The rise of secure data sharing: APIs vs. screen scraping
For over 20 years, the financial services industry has thrived on innovation fueled by data access. Consumers have embraced…
May 8, 2024
Akoya’s approach to third-party risk management
It is recommended and, in some industries, a requirement for organizations to perform risk assessments of third-parties before…
March 13, 2024
Consumer privacy is essential for open banking
Emily, a young professional new to the city, is facing her first major hurdle: unexpected car repairs. To pass the state…
January 26, 2024
A consumer's guide to Open Finance
Personal financial management has evolved rapidly in the past few years. The user experience provided by financial technology…
January 9, 2024
Safeguard data through access control security models
Todays’ IT and data infrastructures are highly distributed and spread across a vast, innumerable array of services, devices,…
November 21, 2023
Account number tokenization: The next phase of consumer protection
Digital payment markets across the globe continue to rise. We see significant growth and usage in the U.S., particularly with the…
November 7, 2023
The role of purposeful friction in Open Finance
The success of fintechs in the past decade can be attributed, in large part, to their ability to remove friction from user…
October 12, 2023
Instant ACH verification and meeting consumer expectations
For fintech companies trying to offer innovative payment services and options to consumers, relying on the ACH network feels…
September 19, 2023
The expansion of account ownership validation methods
As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website1. With online financial services being a…
August 29, 2023
Instant account verification with Akoya
Methods such as micro-deposits, void checks, and bank statements have long been cornerstones for verifying the authenticity of…
August 9, 2023
A consumer-first approach to account linking
For over two decades, companies have grappled with finding a safe way for consumers to share access to their financial data with…