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Cash flow underwriting is having a moment. And for good reason. Research from FinRegLab shows that machine learning models…
Digital payment markets across the globe continue to rise. We see significant growth and usage in the U.S., particularly with the…
For fintech companies trying to offer innovative payment services and options to consumers, relying on the ACH network feels…
As of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website1. With online financial services being a…
Methods such as micro-deposits, void checks, and bank statements have long been cornerstones for verifying the authenticity of…
For over two decades, companies have grappled with finding a safe way for consumers to share access to their financial data with…
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Summary: The growth of digital payments has led to the broad sharing of private customer account information typically held by…