Balances

Access balances and rates of bank accounts, credit cards, loans, investments, and more.

Sign up and test Balances View documentation
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Secure access to financial account balances

Balances are primary financial data associated with accounts that reflect recent account updates and financial actions taken by the account holder. Akoya is most commonly used to access bank and brokerage account data, but if permissioned by the user, other information can also be shared, including:

  • Credit score data
  • Asset information
  • Business accounting data
  • Credit limits
  • Due dates
  • Interest rates
  • Rewards balances
{
  ": {
  ": "g833202fb0866d0ad83472c429",
    ": "CHECKING",
    ": "xxxxxxxx0071",
    ": {
      ": "USD"
    },
    ": "Checking Plus",
    ": [
         {
          ": "accountOpenedDate",
          ": "2020-04-23"
         },
         {
          : "interestPaidLastYear",
          : "3.20"
         }
    ],
    : "Nickname Checking Plus 0071",
    : "Checking Plus",
    : "OPEN",
    : "Personal",
    : "ASSET",
    : 0.0125,
    : "FIXED",
    : "2022-03-24T14:15:22Z",
    : "2022-03-24T14:15:22Z"
    : 106717.06,
    : 106717.06,
    : "2022-03-24T14:15:22Z"
  }
}

Akoya’s Balances product

View documentation
{
  ": {
  ": "g833202fb0866d0ad83472c429",
    ": "CHECKING",
    ": "xxxxxxxx0071",
    ": {
      ": "USD"
    },
    ": "Checking Plus",
    ": [
         {
          ": "accountOpenedDate",
          ": "2020-04-23"
         },
         {
          : "interestPaidLastYear",
          : "3.20"
         }
    ],
    : "Nickname Checking Plus 0071",
    : "Checking Plus",
    : "OPEN",
    : "Personal",
    : "ASSET",
    : 0.0125,
    : "FIXED",
    : "2022-03-24T14:15:22Z",
    : "2022-03-24T14:15:22Z"
    : 106717.06,
    : 106717.06,
    : "2022-03-24T14:15:22Z"
  }
}
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Applicable use cases

lending-credit-enhancement

Lending & credit enhancement

Access bank or brokerage data to better inform lending decisions.

View use case
payment-enablement-1

Payment enablement

Validate account information to authorize account-to-account payments.

View use case
personal-financial-management

Personal financial management

Give consumers the ability to aggregate their financial accounts in one place.

View use case

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